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Every Blue Advantage plan includes generous Part D prescription drug coverage to help with the costs of your medications. Below is an overview to help you better understand your coverage and how to get started using your benefits.
It is important to remember that enrollment in Blue Advantage does not affect Medicare coverage for any drugs that may be covered under Medicare Part A or Part B. If you meet Medicare's coverage requirements, your drugs will still be covered under Medicare Part A or Part B even though you are enrolled in Blue Advantage. See the Medicare & You Handbook for more information about the drugs that are covered by Medicare Part A and Part B.
We will send you an Explanation of Benefits (EOB) for each month when you use your benefits or if we need to notify you of a change in coverage for a drug you are currently taking.
Your EOB will include how much you have paid so far this year for your prescriptions as well as any recent claims. Please Note: Items/services appear on the EOB when a claim is processed, not necessarily for the month in which you received the item or service.
Want to go paperless? By registering with Express Scripts, you have the option to receive your Part D EOB statements online rather than by mail.
You can also:
Under certain circumstances, you may be able to get a temporary supply of a drug when your drug is not on the Drug List or when it is restricted in some way. This gives you time to talk with your provider about your options. To be eligible for a temporary supply, you must meet the two requirements below:
Do you need help understanding the difference between your deductible and copay? Or generic drugs and tiers? Use this list of common terms to help you understand your coverage and benefits.
People with limited incomes may qualify for "Extra Help" to pay for their prescription drug costs. If you qualify, Medicare could pay for up to seventy-five (75) percent or more of your drug costs including monthly prescription drug premiums, annual deductibles, copays and/or coinsurance. Additionally, those who qualify will not be subject to the coverage gap or a late enrollment penalty.
Many people are eligible for these savings and don’t even know it. For more information about this "Extra Help," contact your local Social Security office or call 1-800-MEDICARE (1-800-633-4227), 24 hours per day, 7 days per week. TTY users should call 1-877-486-2048.
To find out more about Medicaid and its programs, contact:
Louisiana Department of Health
P.O. Box 629
Baton Rouge, LA. 70821-0629
Phone:
Now that you understand more about your pharmacy benefits, you're on the right path to maintaining and improving your health. Become a pro by learning how to view the formulary and understand utilization management, save time and money getting your prescription drugs, and learn more about our prescription support programs!
Special note: Some Blue Advantage (HMO) – Group Medicare Advantage plans do not offer preferred cost-sharing when you use a preferred pharmacy. You can still use a preferred pharmacy but may not pay less for your prescriptions than you would at a standard network pharmacy. If you are a Blue Advantage (HMO) – Group Medicare Advantage member, read your plan’s Benefit Documents to see if this applies to you.
Express Scripts is an independent company that serves as the pharmacy benefit manager for Blue Cross and Blue Shield of Louisiana.
Reach out to us for help or any questions you may have about your healthcare coverage and plan benefits.
Call us at: 1-866-508-7145 (TTY 711). Our phone lines are open 8 a.m. to 8 p.m., 7 days a week from October - March and 8 a.m. to 8 p.m., Monday - Friday from April - September.
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